FAQ
FAQ.
Quick answers. If yours isn’t here, call us — we answer the phone.
Is the 48-month 0% APR real?
Yes. We offer it through Synchrony Bank with equal monthly payments through 48 months. No tricks — just pay it off in 48 months and you pay zero interest. Full details here.
Is there a minimum purchase to qualify?
Synchrony sets the minimum at $300 for the promotional financing. Most single mattresses and almost any furniture piece will qualify.
Will applying affect my credit?
Synchrony does a soft inquiry first; a full application generates one hard pull, the same as any other credit card or financing application.
How fast can I get my furniture?
In-stock items typically deliver within 1–2 weeks. Made-to-order pieces from the Minnesota Rustic Collection take 2–4 weeks to ship from the maker.
Do you charge for delivery?
Free local delivery in the St. Cloud area, including assembly and old-mattress haul-away. Outside the area, call us — we’ll quote it. Delivery details.
Do you ship outside Minnesota?
We can. Mattress-in-a-box items and smaller pieces are easy. Large furniture is case-by-case — call us with your zip code.
Can I try a mattress before buying?
Absolutely. Every mattress on our floor is set up on an adjustable base. Come to the showroom and lay on them as long as you want.
What if the mattress isn’t right after I sleep on it?
We work with you. Bring it up to us within the comfort exchange window (varies by brand and model) and we’ll help you find one that fits.
Do you carry adjustable bases?
Yes — Serta StaBLBase in Bronze, Silver, Gold, and Platinum tiers, plus the Beautyrest Black Luxury Adjustable. Every mattress on our floor sits on one so you can try the combination.
Do you have a return policy?
For in-stock non-mattress items, returns are accepted within 14 days for store credit. Made-to-order Minnesota Rustic pieces are non-returnable. Mattresses follow the manufacturer’s comfort exchange policy. Call us if you’re unsure.