A lot of furniture stores advertise "financing available" and the fine print turns out to mean a store credit card at 29% APR. We do something different, and we want to be plain about it.
Our financing partner is Synchrony Bank. The promotional offer is 48 months, 0% APR, with equal monthly payments. That means if you buy a $4,800 bedroom set, your payment is $100 a month for 48 months. No interest, no balloon payment at the end, no rate that suddenly jumps if you miss a date. Pay it off in 48 months as scheduled and the total cost is what you saw on the price tag.
The application takes a couple of minutes. You can do it at checkout online or at the register in our showroom. Most decisions come back in under a minute. There's no application fee.
Why do we offer this? Because the mattress you actually want — the Beautyrest Black, the Serta iSeries Hybrid 3500 — costs $2,800 to $4,000 in a queen. The bedroom set with matching dresser and nightstands costs more. Most people don't have $4,000 to drop on a bed in one transaction, but plenty of people can comfortably handle $85 a month for four years. The financing exists so you can buy the right piece the first time, instead of buying the wrong cheap one and replacing it in three years.
There's nothing tricky about it. You make the payments, you pay zero interest, you sleep on a $4,000 mattress for the price of a Netflix subscription a month.
Stop by, call us, or apply at checkout. We'll walk you through it.
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